"Sellers Market: A time when buyers face a lot of competition in the home buying market."
Racking up your credit card before applying for a mortgage is the worst and most common mistake first time home buyers make.
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“If you’ve been having trouble getting approved for a mortgage, either because your income isn’t high enough or your credit score isn’t good enough, one thing you can do is bring on a cosigner. Even if the person isn’t living with you, their income will be included in your application, which could help you finally qualify for a loan.”
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